Bankruptcy is a tool to help both businesses and individuals with serious debt by either dissolving the debt or making a plan to pay it back. The long-term financial and legal consequences of this big decision need to be weighed carefully. The process may also be affected by the state you live in. That’s why it’s strongly advised to seek professional counsel from someone experienced in Utah bankruptcy laws.

Is bankruptcy right for me?

Our firm prides itself on individualized, respectful advice for anyone struggling with serious debt. We will analyze your situation and review your assets and liabilities. If you do decide filing for bankruptcy is right for you, Jeremy Atwood will help you understand how your financial situation will be affected. Our services will also help you through the complex process of filing and getting a discharge.

Should I file chapter 7 or 13?

The laws are complex and can be confusing. Jeremy Atwood will always give you honest, straightforward answers to any questions that you have.
Chapter 7 bankruptcy is usually preferred because it is the cheapest and quickest way to address your debt. Liquidation of certain assets to pay creditors is a possibility. We will help you see if you have any assets at risk, and get you as much protection as possible from Utah’s exemption laws.
Chapter 13 bankruptcy costs less money upfront, but will be much more expensive in the long run. The process is complicated and sometimes difficult. However, there are situations where Chapter 13 is the best choice, like stopping a home foreclosure. Unlike Chapter 7, you do not need to be current on your mortgage payments to keep your home. The sound legal advice we offer will make the process as easy as possible, so you can get back on track quickly.

If I do file for bankruptcy, how long will it take and how much is it going to cost?

There is no one-size-fits-all answer to these questions. Additionally, it’s important to understand the specifics of Utah law. Jeremy Atwood will help you evaluate your situation and explain the process in an easy-to-understand way. The Atwood firm will always explain costs and will gladly answer any and all questions that come up.

Our law firm serves Ogden, Layton, and all of northern Utah. If you’re struggling with debts, let us help you. Contact us today to get a free consultation.

utah Law

utah Law group

We offer a full range of legal services, including bankruptcy, family law, business law, estate planning, foreclosures, and contract law. Contact us today and let us show you how we can help you. (801) 682-5234.

Our law offices are now located in the heart of Ogden City, Utah. While many of our clients are located in this area, we also servce the greater Northern Utah area.

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Jeremy B. Atwood

Jeremy Atwood Law is a law firm whose goal is to bring you the best legal service for the lowest price, without sacrificing service or integrity.

Over 8 Years Practicing Utah Utility Law...


Office Location

1201 N Hillfield Rd. #2071 • Layton UT • 84041

We share an office with Northern Realty. We are located on the North-East side of the mall.

There is an outside entrance facing East with a NORTHERN REALTY sign.

Go in the door and up the stairs. Enter the door at the top of the stairs and ask for me.

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