Mr. Atwood knows how to help you through your financial trouble. He will honestly evaluate whether bankruptcy is right for you. Schedule a free consultation to determine what your options are. Bankruptcy is not the right option for everyone, but it is a way to gain a fresh start for many debtors finding themselves in financial hardship. It will stop creditors from attempting to collect debts from you. It will stop repossessions, foreclosures, and collection law suits. Get the honest answers you need to determine whether chapter 7 or 13 bankruptcy is the right road for your recovery from debt so you can start rebuilding your credit.
Chapter 7 is the most commonly filed chapter of bankruptcy. It is the cheapest and quickest option in bankruptcy for relief from your troubling debt. Chapter 7 is considered a liquidation which means the trustee assigned to your case will review your assets in order to determine whether you have anything worth liquidating or selling for the benefit of your creditors. Consult with Mr. Atwood in order to discuss whether you have assets that could be lost in a chapter 7 bankruptcy. Most clients loose nothing due to many assets being covered by Utah’s exemption laws, but there may be items that could be taken you are not aware of so come in for an evaluation.
Generally clients should not file a Chapter 13 bankruptcy (instead of a chapter 7) unless they have a good reason to do so. Chapter 13 bankruptcies, although they can be filed for less money down, cost much more in the long run than a Chapter 7. However there are good reasons to file a Chapter 13 bankruptcy. A common reason clients file a Chapter 13 when they could file a Chapter 7 is to stop a home from foreclosure. Unlike a Chapter 7, you do not need to be current on your mortgage in order to keep your home in a Chapter 13. Chapter 13 bankruptcy is simply a repayment plan where you make a pre-determined monthly payment for 3 to 5 years. This allows you to catch up on mortgage payments you are behind on. Chapter 13 bankruptcies are complex and can be difficult, but they can be a great tool for debtors in need.
Come in to discuss your legal concerns or problems in detail. We can help!
Family law cases are uniquely personal to the individual client. They can be very difficult, testing a client’s limits emotional, psychologically, and financially. You will find Mr. Atwood is committed to helping you through your case in every way. He understands your concerns and troubles and will counsel you on how to proceed to make the process less painful and to help you achieve the best result possible.
Come in for help in the following family law issues:
We care about your case and will give you the personal attention and care you need to get a fair result.
It can be a scary thing to find that you have been charged with a crime. Let us help you get a fair result through an aggressive defense. Often a case can be quickly resolved through negotiations with the prosecutor. When this is not a possibility, we will fight for your rights to gain a fair result.
Your estate plan can provide a measure of security and peace. Knowing that your affairs are in order, and your assets secure and protected. You can avoid your estate and loved ones from having to deal with the process of a probate court case. Come in to discuss the drafting of documents that will bring about the result you want.
We offer a full range of legal services, including bankruptcy, family law, business law, estate planning, foreclosures, and contract law. Contact us today and let us show you how we can help you. (801) 682-5234.
Our law offices are now located in the heart of Ogden City, Utah. While many of our clients are located in this area, we also servce the greater Northern Utah area.
Jeremy Atwood Law is a law firm whose goal is to bring you the best legal service for the lowest price, without sacrificing service or integrity.
Over 8 Years Practicing Utah Utility Law...
We share an office with Northern Realty. We are located on the North-East side of the mall.
There is an outside entrance facing East with a NORTHERN REALTY sign.
Go in the door and up the stairs. Enter the door at the top of the stairs and ask for me.